Flood Zone Descriptions
A = Area of special flood hazard without base flood elevations or water depths determined. Insurance required
AE and A1-A30 = Area of special flood hazard with base flood elevations determined. Insurance required
A99 = Area of special flood hazard which will be protected by a federal flood protection system when construction has reached a specified point of completion. No base flood elevations or water depths determined. Insurance required
AH = Area of special flood hazard with shallow flooding (usually one to three feet) with base flood elevations determined. Insurance required
AO = Area of special flood hazard with shallow flooding (usually one to three feet) with average water depth determined. Insurance required
V = Area of special flood hazard along coasts, subject to velocity of storm waves, with no base flood elevations determined. Insurance required
VE and V1-V30 = Area of special flood hazard along coasts, subject to and velocity of storm waves, with base flood elevations determined. Insurance required
B or X = Area of moderate flood hazard shown as area of light shading on flood map. No insurance required
C or X = Area of minimal flood hazard shown as area of no shading on flood map. No insurance required
D = Area of undetermined but possible flood hazard. No insurance required
Please call our Customer Service Call Center with questions at 800-792-8888.